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Meditation is a wonderful method of helping the entire body to relax. Through a system of breathing exercises the body naturally feels the stress being released and for many people it allows them to be much more open and receptive.

Meditation can also aid in helping with memory. When a person feels relaxed the memory seems to function much better. Through the use of breathing and concentration the memory feels alive and vibrant once again.

Remember the last time you forgot someone's name or their birthday? It was probably during a period where you had a great deal on your mind or you were feeling stress.

Upon realizing your forgetfulness this generally stirs up even more anxiety which again leads to more memory problems. It's a cycle that some people find themselves constantly in.

By employing some of the techniques of meditation that people have been using for years, you can help open up your mind and memory thus allowing it to function better.

It's wonderful to imagine having the ability to recall names, numbers and important dates without having to look for pieces of paper or check a calendar. Instead it would all be there within your memory.

Meditation does not need to be a complicated process. There are simple exercises that anyone can do for a few moments each day that will help boost the memory.

The key to using meditation as a memory booster is that it will help build concentration which works hand in hand with developing memory.

Finding a quiet spot is very helpful when you want to meditate. Some people also feel that having essential oils or candles burning adds to the necessary ambiance.

If that does help you relax than it's going to beneficial to the entire process including helping you to reenergize your mind. There are also certain scents of oils and candles that are said to be beneficial for memory function.

Meditation can be taught in a class and there are usually classes offered at natural health care facilities and often even at regular gyms.

Some of the classes are geared towards helping the memory to function. For a person who feels as though their mind isn't as sharp as it once was, taking one of these classes will benefit them for years to come.

Building up a regular routine of meditation to aid in boosting the memory will also build self-esteem. Feeling as though you are on top of your game mentally is a wonderful self-image booster.

For someone who feels less comfortable within a class of people learning meditation, there are many books and manuals that offer substantial information on mediation as a method of empowering the memory.

Some offer illustrations of body position and along with descriptions for the breathing exercises. Following the methods outlined daily will open the person up to the benefits of meditation.

By using the techniques described they will not only be relaxing their bodies but fueling their memory as well. Having a relaxed and clear mind is one of the most important aspects to having a strong memory.

posted by eyidzgl  # 11:47 PM 0 comments

Youve probably heard me say over and over that 80% of your return on your portfolio comes from the market and the sector. But what the heck does that really mean?

In June 1998, Investors Business Daily summarized two studies on the causes of stock- price movement in two books: The New Science of Investing, by Dr. Robert Hagen and The Latent Statistical Structure of Securities Price Changes, by Benjamin King.

Those studies found that 31% of a company's stock-price action was tied to the market as a whole. Industry group action explained 37%, while broad sector action accounted for 12% of the price movement.

Both studies concluded that only 20% of the price action in a stock was determined by company fundamentals!

Unfortunately, most people were taught backwards. Most think gains and losses are only determined by picking the stock with the right fundamentals! Fundamentals are things like P/E ratio, good management, growth rates, new products, market share, etc. I'd venture a guess and say that most people spend 80% of their time (and sometimes 100% of their time!) trying to find the stock with the best set of fundamentals.

Yikes!

So what happens when a company "with great fundamentals" happens to be in a sector thats on defense? Or what if the whole market is on defense? The company could see their stock price get slammed (yes, even with great fundamentals!).

Say you bought at a stock a few months ago at $40. Today it is $20. The company may still be growing like crazy, but the market or the sector dragged it down. If the story didnt change, then didn't the fundamentals just get even better? It has to be a better value at this price, right? If you invest by using only the fundamentals, you lose.

Again, most of the returns you're going to get will depend on whether the market (and the sector the stock belongs to) is on offense or defense.

Look, everyone knows that if you're swimming with the current, it's an easier ride. There are times when the market is on offense (and you're moving with the current). Hey, it IS possible to make money when the current is against you. But the odds are stacked against you! So, try to swim with the current...swimming against the current is NOT recommended!

Offense? Defense? Huh?
When were on offense, we run offensive plays from our playbook. Meaning, well look to put money into the market to build our wealth. Were not going to buy everything in sight; we want to focus ONLY on the sectors that are also on offense.

When were on defense, well run plays designed to protect our assets. Defense doesnt mean run out and sell everything! Whats the goal when the defense comes on the field in a football game?

To prevent the other team (the market) from scoring against you!

When the market is on defense, well only call plays from our defensive playbook. Running a defensive strategy helps prevent us from making really stupid mistakes in our account and taking big losses. Defense can mean taking steps like buying protective puts against your holdings. Or possibly shave back a large investment in a stock or mutual fund.

Avoiding big losses alone will improve the performance for most people in the market.

How do we know whether to be on offense or defense? We use a tool that is an excellent indicator of the level of risk in the market. Fifty years ago, a technical analyst named A.W. Cohen came up with this tool he dubbed the bullish percent index. Cohen was looking for a way to tell when to be cautious near market tops and also aggressively optimistic near market bottoms.

If you think about it, isnt that what we all want? Something thatll tell us when the risk in the market is high...and when the risk in the market (or a sector) is low! And its been around for fifty years, ignored by many in the market!

The bullish percent index is the percentage of all the stocks in a universe that are currently on buy signals. Now, that universe may be all the stocks in the semiconductor or the financial sector. Or even all the stocks listed on the New York Stock Exchange.

Knowing when the risk is high in a particular area will go a long way toward improving your investment results!

When to take action
Weve discussed the bullish percent is all the stocks in your group that are currently on buy signals. We feel its the single best risk level indicator we have found. But how do you know when to take action?

If 90 out of 100 stocks in a given sector are currently on buy signals, the bullish percent index is said to be at 90% for that group. If only 30 of 100 are on buy signals, the bullish percent is 30%.

Now, if 90% of all stocks in a sector are already on buy signals, that means only 10% of the names in that group are NOT on buy signals.

Wed want to be cautious with that kind of high reading!

Hey, no one likes being the last guy to show up at a party, but thats what happens to a lot of individual investors. They get in near the top and get creamed when the sector or market takes a dive.

Now, what were measuring here is supply and demand. When there is demand, prices rise. When a sector reaches 90%, theres not much more that can move a group higher.

But thats NOT the time to sell.

See, stocks can hang around lofty levels for a LONG time. Its only when we see more and more companies in a sector (or market) start to give sell signals, we know that supply is overtaking demand. When that happens, lower prices are on the way.

Now, say last week we noticed that a sector had a bullish percent reading of 30% and this week its now at 38%. This is a group wed want to pay attention to! Not only are the readings going up, they are going up from low levels!

This is precisely the stuff we zoom in on when telling you where to put money to work!

Predictions

If we need to get out of something, wed sure like to know it NOW, not later!

Hindsight IS 20/20. But it wont help you avoid losses in your account. Weve given up predicting what the market will do because we use tools that tell us accurately what IS happening right now in the marketplace. The point and figure charts we use and the bullish percent index are tools that tell us whats happening today. These charts tell us what is in demand and what is in supply.

There are too many folks trying to complicate the investing process. Keep it simple. Just remember that anything with too much supply will see their prices fall. Anything in demand will see their prices rise. And we have a method of measuring exactly which stocks and mutual funds are in demand and which are in supply.

posted by eyidzgl  # 10:59 AM 0 comments

For decades, tailgating has become bigger and better, as people spend more time and money on new and innovative tailgating supplies with each passing season. A lot has changed in the world of tailgating. Many people spend over $700 a year on food and supplies for up to 10 parties a season. Some fans take it to the extreme. It is important though to make sure your parties are about having fun.

Always be prepared. Make a list of the items you will need for set up, cooking, serving, and clean-up. Check off each as you pack. Remember to bring plates, napkins, towels, cups, utensils, first aid kit, trash bags, water, food storage containers, and damp towels to clean hands and face.

To be able to have a nice party, you need to have good supplies.

You might want to consider some of the following supplies that can be helpful in an enjoyable party:

Bar-B-Gater- this is an ultimate barbecue pit. You can use this with almost all vehicles. All you need is a 2 receiver hitch that is common on most SUVs, trucks and vans. The best thing about this is that, you can hook it up to your vehicle or unhook it from the vehicle when you are home again.

Tailgate Tables- this can be set up in seconds and it provides storage for eating and cooking utensils inside. This is a very convenient table to use that you can easily store in your vehicle.

A portable sun shelter system. It comes with a detachable bag and it is fully retractable with guy lines. The detachable bag unwraps and can also be turned into a personalized team banner.

Fan gate- this is a large banner and has a licensed logo printed on it. It straps to the tailgate of your pickup truck SUV or van.

TailGator Gas-Powered Blender- Its a great gas-powered blender. It makes great frozen food for car races, camping, football games, kayaking, cross country skiing, or at picnics.

Car Flags- this help to identify if somebody is having a party from a distance. Your friends would never have to spend countless hours looking for your tailgate party at the lot.

Collapsible Cargo Bag/Trunk Organizer- in here, you can conveniently organize your party supplies and other important things you need.

Freedom grill- An easy-to-use grill, it connects to any 2 receiver ball on your SUV, van or truck. You can get your grill on with this unique useful setup

Tepee Portable Restroom/Shower- this provides a common solution to restroom and shower facilities. A portable restroom, and this can be packed easily.

Pyrex portables food carrier set- this is where you can keep your cooked foods without any worries.

Keep it simple. Plan your menu or the things you need in advance by doing the prep work a day or two prior to the game or choose easy-to-tackle products that combine convenience with homemade taste. Be sure to give everyone ample time to eat, socialize, and clean up.

Having all these supplies ready for your party and definitely you will be having a great time. This is a one of a kind experience that you will definitely never forget.

And remember, the early bird gets the ... bigger space!

posted by eyidzgl  # 8:37 AM 0 comments