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It can be very frustrating to put your home on the market, expecting a fast sale, only to find that after six months youre still waiting for an offer. What can you do?

First, determine if its a result of timing. You may have started worrying too soon. If it has been only a month and you havent gotten a bite, not to worry. The time a home stays on the market is related to the markets strength, which varies regionally. According to The 2003 National Association of REALTORS Profile of Home Buyers and Sellers, two-thirds of all homes sold in the United States in 2003 sold within two month, with the average sale taking place within five weeks. However, homes in the Northeast and West sold slightly faster (four weeks) than those in the Midwest and South (five weeks).

Of course, other factors may be responsible for your home not selling.

Inaccurate pricing. A house priced at market value piques the interest of real estate professionals and buyers, while overpricing chases them away. Even if the seller adjusts the price later, its difficult to recapture peoples interest.

Because its only natural to overestimate the value of ones home, homesellers should depend on factual reference points, such as an appraisal and comparables (Comparable Market Analysis or CMA) to help estimate market value. Real estate professionals prepare comparables by examining similar properties that recently sold in a neighborhood. This practice is the best way to arrive at a realistic asking price.

Insufficient exposure. If youre selling your home on your own, you may want to consider using a real estate professional. As reported in the previously mentioned NAR study, buyers were most likely to learn about the home they purchased through a real estate professional. Sales professionals develop comprehensive marketing strategies to sell a home. They generally use open houses, yard signs, MLS, newspaper ads, the Internet and brochures to give a property maximum exposure. Limited interest and thinly attended open houses may indicate a need for more exposure.

Condition and appearance of a home. Sellers shouldnt rely on buyers to use their imagination; they need to capture it. Remember that buyers may see seven or eight homes in a single day. The most memorable home will be the one that seemed the brightest, the most spacious, the most cheerful. This invariably means rearranging and eliminating furniture, removing excess knickknacks and so on, to create an open, uncluttered look. Outside, do a visual check of the front of the house from across the street. Does it have curb appeal? It should look inviting, with a trimmed lawn and a freshly painted front door. A real estate professional can offer some guidance in this area.

Terms/conditions. Even if the home is accurately priced, and the buyer is delighted with what he or she sees, if the buyer cant live with the terms of the sale, he or she may walk away. What sort of terms or conditions have you placed on the sale? Evaluate how this may be affecting a potential sale.

Less-than-desirable neighborhood. Normally, theres not much a homeowner can do about the surrounding neighborhood. But if your home is not selling and youve examined every other factor, this may be something to consider.For homeowners who can postpone selling and are aware that certain issues need to be addressed on the neighborhood level, now is the time to join or organize a town beautification group. By the time youre ready to sell, todays eyesores will have been eliminated.

posted by eyidzgl  # 11:23 PM 0 comments

Every year over one million parents have to talk to their kids about divorce. For each parent, the discussions differ, but the goals of the discussions are universal: to openly and honestly reassure your child of your love.

Divorce is painful and traumatic for all involved spouses and children alike. We all happily begin our lives together full of shared hopes and dreams and committed to a lasting and loving relationship. Yet almost 50 % of todays marriages end in divorce. How parents handle divorce, however, makes the difference in their children's healthy adjustment or potential maladjustment.

Heres an example of how to begin talking to your child about your divorce.

Lets meet Brad: Brad is 9 years old and an only child. Hes the apple of his mothers eye and dads best buddy. Brad is at the top of his class in school and participates in the school band and in the spelling bee. Hes also an active athlete playing intramural hockey and soccer, and running competitively. Both of his parents attend all of his sports and school activities.

One day to his surprise Dad takes him out after a soccer game and tells him "I have something sad to tell you. Mom and I are having a hard time, and you may have noticed something wasn't right between us, and you are right. Were going to live in different houses and youll be spending some of the week with me and some with your Mom. I know this will be difficult for all of us. So we should talk about it openly together and about what we're both feeling."Discussing divorce with your children is never easy. Here are some tips to help ease this transition.

1. Communicate with your spouse (partner): Although things have not worked out in the marriage, the two of you still have children to raise together. Be sure you both are in agreement as to the timeline of the change and give your children clear dates and details. The more solid the plan, the less anxiety your child will experience.

2. Use age appropriate language and details: A five-year-old and ten-year-old understand very different things and have different levels of maturity. Follow their questioning before offering details. Be honest, but remember what is appropriate for the age of the child or they will not comprehend the situation.

3. Reassurance: Reassure them that they will continue to be loved and cared for by the two of you. Let your children know that your love for one another has changed, but that your love for them remains strong and constant. Reiterate that the divorce is not their fault.

4. Discretion: Make an agreement with your spouse to not speak badly about the other spouse to the children. Refrain from arguing in front of the children and do your best to keep them out of your conflict!

5. Know yourself: Be aware of your own feelings of hurt or anger. Do not make a child a confidant for the pain the divorce is causing you. Seek a support group to help you through this period. Share your feelings with friends and professionals. Children are not therapists!

Always remember: Strive to be communicative and honest during and after the divorce process because there will be different degrees of feelings over the event as time goes on. If you're communicating honestly, however, you can never hurt your child.

posted by eyidzgl  # 9:37 PM 0 comments

Its that time of the year again. The 2005 National Football League season has come to an end with the Pittsburgh Steelers capturing the Super Bowl title, the Major League Baseball Spring Training season is just readying to begin, the National Basketball Association is in a holding pattern for most fans until its playoffs, the NASCAR season is just getting started with the Daytona 500 just raced and the National Hockey League is on hiatus due to the 2006 Winter Olympics. And with the NCAAs March Madness still weeks away, what is a sports fan to do?

We force ourselves to tune in to the NBC television broadcast network in order to try to catch some of the real competition on tap in the XX Olympic Winter Games. Sports fans are not averse to watching Winter Olympics coverage, but trying to figure out NBCs television schedule has become a sport of Olympic proportions unto itself.

The supposed television Winter Olympics schedule is available in local newspapers, in various sports magazines and all over the internet. But the schedule times are useless in pinpointing when any particular sport is broadcasted. And depending on what time zone one lives in, it is virtually impossible not to hear the results on television, radio, or view online prior to seeing the broadcast as NBC has its coverage tape delayed in five different U.S. time zones.

The excuse to not broadcast real time coverage during these Olympic Games is viable this year in that Italy is six hours ahead of U.S. Eastern Standard Time. But on weekends it is feasible for live coverage at least on the east coast. It is worth noting that almost 40 years ago, U.S. television viewers were able to enjoy primarily live coverage of the 1968 Winter Olympics from Grenoble, France and later with the 1972 Olympic Summer Games from Munich, Germany, via television satellite. But what was the excuse in not broadcasting the 1996 Summer Olympics live when they were in Atlanta, GA and then when the 2002 Winter Olympics were in Salt Lake City, UT? Both were instead tape delayed, again in five different time zones.

The reason for NBCs incoherent TV scheduling is because of its monopolized ability to edit and package the coverage any which way it wishes in order to appease sponsors while placing advertising spots wherever and whenever it chooses. Unfortunately, for the viewer, it denies the spontaneity of competition as well as deprives viewers from selectively choosing which sports they wish to watch.

NBC has bragged about providing 416 hours of broadcast coverage on NBC including its three cable television stations. But since these Winter Olympics first started airing its events on February 11, 2006 to date, viewers have been treated to little more than glorified highlights between 8:00 PM 11:30 PM in whichever time zone one happens to be. During that time period, bits and pieces of coverage from any one of 15 sport disciplines are shown, with scant coverage of any athletes other than American Olympians or only winners of an event should they not be American.

We lose the continuity of viewing any one event such as alpine skiing, speed skating, ski jumping, or even bobsledding for that matter. Essentially, races necessitate competitors being seen in sequence or at least the contenders, rather than a cut and paste version of them. And while figure skating viewing requires less of a need for the immediacy of viewing other competitors in the event, one would be hard pressed as to when to plan on tuning in. Although more time is devoted to the figure skating events than most others, its coverage is peppered with teasers and unexpected commercial breaks in the action, making it sometimes painful to get through, even for its avid fans.

Since television coverage of the Olympics is all about ratings, as is all television fare, NBC for years now has shot itself in the proverbial foot when whining that not enough of the American public is tuning in to Olympics coverage, no longer just applicable to the Winter Olympics, either. While the Summer Olympics attracts more viewers, its coverage too is close to beyond the pale.

What NBC has tried to do over the years is to please all demographics as well as its sponsors while losing sight of the intrinsic value of the actual event. But as viewership continues to erode for Olympics coverage, the NBC network is largely responsible. In its zeal to compel the American viewer to tune in, it has overproduced its coverage, thus turning off the very audience it is trying to attract and retain.

The Olympics tells its own story and most sports fans do not have the patience to sit through over three hours of teaser-filled coverage. Now we all know the reason it is done this way. The hope is that viewers will sit through enough coverage in order to be exposed to advertisers as well as to garner more consistent ratings. But in fact, NBC is accomplishing the opposite result, forcing many to either record the coverage and thus eliminate the ads, or tuning out completely.

So what you say? Who cares? Well, chances are if you are reading this, you are a sports fan. Although we all have our favorite sport, we crave watching competition, with few exceptions. For example, the idea of watching curling is comparable to watching paint dry and how it is considered an athletic event is beyond this writers comprehension.

But for now, we are stuck with what we have. When the numbers are crunched this time round for NBC, perhaps they will get the message that the sports fan drives the numbers and more and more of us are getting fed up. Maybe they need to go back to the drawing board and revisit the Jim McKay playbook on covering worldwide sporting events. It worked for ABC broadcasting way back when, when the athletes were the story, not the network; sadly a crucial element which NBC seems to have forgotten.

posted by eyidzgl  # 2:12 PM 0 comments